Amerprise? Try Frankenprise!
Dec. 11th, 2007 08:17 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
gizaBetween service that has gone downhill from my financial adviser[1], and a web-site that is slow and sub-par, I think it's time I parted ways with Ameriprise. They were good to me in terms of getting me set up with my Roth and Traditional IRAs, but I want to take a more active role in managing my assets, and I do not think they are the right choice for me anymore.
So, I'm looking to take my retirement funds elsewhere, and am open to suggestions. Here's what I am looking for:
1) Roth IRAs and Traditional IRAs
2) Disability Insurance
3) Brokerage accounts. There are one or two stocks I'd like to invest in, as well as The Vice Fund
4) A "self-service" mentality. I hate depending on others, and I like to have control over my funds instead of having to ask someone to change things for me.
5) Financial planning advice. I like to learn things, but I know when I'm in over my head and need to consult an expert, and I am willing to pay for this. Currently, Ameriprise is charging me a flat fee for "comprehensive financial planning", whatever that means. In combination with #4, I'm fine with "no-frills" outfits, as well as paying by the hour for advise on an "ala carte" basis.
At this point, I'm mostly interested in ideas and options. A single firm doesn't necessarily have to provide all of the above services. If anyone has experience with say, a company that offers good disability insurance at good rates, then I'd like to hear about it.
Thanks!
So, I'm looking to take my retirement funds elsewhere, and am open to suggestions. Here's what I am looking for:
1) Roth IRAs and Traditional IRAs
2) Disability Insurance
3) Brokerage accounts. There are one or two stocks I'd like to invest in, as well as The Vice Fund
4) A "self-service" mentality. I hate depending on others, and I like to have control over my funds instead of having to ask someone to change things for me.
5) Financial planning advice. I like to learn things, but I know when I'm in over my head and need to consult an expert, and I am willing to pay for this. Currently, Ameriprise is charging me a flat fee for "comprehensive financial planning", whatever that means. In combination with #4, I'm fine with "no-frills" outfits, as well as paying by the hour for advise on an "ala carte" basis.
At this point, I'm mostly interested in ideas and options. A single firm doesn't necessarily have to provide all of the above services. If anyone has experience with say, a company that offers good disability insurance at good rates, then I'd like to hear about it.
Thanks!
[1] It's a real shame, too. My first financial adviser, back when they were American Express Financial Advisers, was a fellow by the name of Dave Randall. He was very good about answering some of the silly questions I asked, prompt in his replies to my emails, and never made me feel rushed or ignored. But then he left American Express Financial Advisors for what I imagine was a better opportunity. After being cast aside for nearly a year, they finally put me in touch with my current adviser, who is... um... yeah...